However, if you own multiple policies or even just an additional policy, you could be in for a rude awakening when your premiums increase or the insurance is rejected.
When a consumer has two insurance plans, one of them is the primary one; they believe that it’s always the first policy they have. Customers who file secondary claims with multiple insurers could be left with no insurance at all when both companies review the complaint. The majority of customers who have several insurance policies aren’t aware that they have uninsured coverage if one policy does not apply. This is unconstitutional, unethical and unjust to make use of coverage under one insurance policy to cover under another. It’s a routine practice that many businesses do all the time.
Certain people could find a way to profit for a deal when there’s an incident of fire within their region and attempt to claim their insurance for their vehicle or their home regardless of the evidence to suggest that the fire started accidentally. These individuals could be charged with fraud if found guilty.
Other people may choose not to file a claim for things such as damaged light bulbs, or any other accidents that may result in dull pavers or repair work to pools because they could end up being blamed afterward. This means that any related damaged could be reported to insurers until it reaches such a level that they have no choice but to pick for it or risk getting out of company.
If you are looking for an escape route from accountability for any harm that is caused by your actions, trying a home or car insurance claim application might be just what you are looking for. But, there are times when people attempt to be sneaky about it and make use of insurance claims using false pretenses. These may be out of the ordinary, but some could be a bit more plausible.